Uncovering How Your Auto Policy Covers Car Rentals 3816762268780510832-blid-1087533565981705974

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How well do you think your auto policy would cover the four types of liabilities I list earlier? Because personal auto policies vary somewhat, it's always best to check with your agent or insurer prior to renting, but here's the norm: Injuries and property damage that you cause as a driver: Usually you're covered up to your liability policy limit. Damage to the rental car that you cause: You are covered only if you have collision and comprehensive coverage on at least one of the vehicles on your policy, subject to your deductible.

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