Professional Liability Insurance - Beware of a Lapse in Coverage 3816762268780510832-blid-1087533565981705974

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If you have a professional liability (errors & omissions) policy, lapsing your policy for even one day can leave you open to a potentially devastating lawsuit down the road. Most E&O policies are written on "claims made" basis. This means that the policy covers claims that are reported during the current policy period, even if the claim happened in the past.